RESIDENTIAL INSURANCE CLAIM DAMAGE TYPES
An Orlando public claims adjuster from Settlement Claim Services, LLC can assist you in filing, managing, and collecting a fair settlement for your insurance claim. Below you will find information about the common types of damages that we settle.
If you are experiencing any of the damages described below, contact us to help you get a fair settlement that will repair your damage to the highest standards available.
Mold Growth
WHAT IS YOUR HEALTH WORTH?
Florida’s constant humidity often presents the right conditions to act as a breeding ground for mold growth. Insurance companies often ignore the EPA guidelines and the IICRC standards for mold remediation and the safety precautions that are required to properly remediate.
As licensed and experienced public adjusters, we know how to handle mold testing, mold reporting and mold remediation for a mold insurance claim. Most policies in the state of Florida have a standardized policy limit for mold, and your insurance company will try to put all the damages under this cap to limit their liability/payout. We won’t let this happen if water damage is the initial cause of the loss. Afterall, it’s your health at stake and there’s no price tag on that. Remember…there’s no acceptable amount of mold in your home, so don’t let the insurance company tell you that it’s not a big deal.
As mandated by Florida law, we as public adjusters can’t hire the mold testing and remediation companies for you. However, we can provide you with a list of qualified companies who will give you a fair and just evaluation from which you can choose from.
Mold Growth
WHAT IS YOUR HEALTH WORTH?
Florida’s constant humidity often presents the right conditions to act as a breeding ground for mold growth. Insurance companies often ignore the EPA guidelines and the IICRC standards for mold remediation and the safety precautions that are required to properly remediate.
As licensed and experienced public adjusters, we know how to handle mold testing, mold reporting and mold remediation for a mold insurance claim. Most policies in the state of Florida have a standardized policy limit for mold, and your insurance company will try to put all the damages under this cap to limit their liability/payout. We won’t let this happen if water damage is the initial cause of the loss. Afterall, it’s your health at stake and there’s no price tag on that. Remember…there’s no acceptable amount of mold in your home, so don’t let the insurance company tell you that it’s not a big deal.
As mandated by Florida law, we as public adjusters can’t hire the mold testing and remediation companies for you. However, we can provide you with a list of qualified companies who will give you a fair and just evaluation from which you can choose from.
Water Damage
DO YOU HAVE A PIPE BREAK, COLLAPSED DRAIN LINE, ROOF LEAK or FLOOD?
A large number of Florida properties experience water damage each year. A high percentage of water damage claims are not handled properly by the contractors that are provided and sent to your property by your insurance company. If water damage isn’t handled properly from the beginning, it can cause greater damage resulting in mold growth.
Water damage claims are by far the most underpaid claims in Florida. This is why it is very important to have the damages properly investigated from the start. The insurance company most of the time will not properly investigate the claim in order to “down play” the damages, which results in not paying enough to properly get the repairs done.
By retaining a Florida licensed public insurance adjuster immediately after a water damage event, you will have representation that is looking out for your best interest and not how to save the insurance company money. Our only goal is to get you back to pre-loss condition and to get you the money you need to accomplish this.
Fire Damage
WHEN LIFE TURNS UPSIDE DOWN BY A TRAGIC FIRE, WE ARE HERE TO CARRY YOUR BURDEN.
A property fire can be one of the most stressful and life altering events that you can experience. When a fire occurs, most people find themselves confused and in dismay after losing all life as they know it.
The things that follow often require someone to represent you and help guide you through this difficult time. After a fire you and your family will most likely be displaced and wondering where to stay, what to wear and how to pay for all this on a limited budget. With our representation, these worries are no longer worries.
Fire Damage
WHEN LIFE TURNS UPSIDE DOWN BY A TRAGIC FIRE, WE ARE HERE TO CARRY YOUR BURDEN.
A property fire can be one of the most stressful and life altering events that you can experience. When a fire occurs, most people find themselves confused and in dismay after losing all life as they know it.
The things that follow often require someone to represent you and help guide you through this difficult time. After a fire you and your family will most likely be displaced and wondering where to stay, what to wear and how to pay for all this on a limited budget. With our representation, these worries are no longer worries.
Wind Damage
IS YOUR PROPERTY WIND DAMAGED FROM A HURRICANE OR TYPICAL STRONG WINDS HERE IN FLORIDA?
Florida is no stranger to damaging storms. We often experience high winds, major hurricanes, hail and even tornados. These major storms often cause serious damages to different parts of your property.
A storm damage insurance claim can take several months to a year to settle on your own attempt but having someone to represent you can shorten this timeframe drastically. Insurance companies often give a low settlement initially and as you complain they will give you a little more to see if it will silence you. This will be repeated over and over until you’re so tired of dealing with it, and you give up. We, at Settlement Claim Services, won’t allow this “baiting” technique from the insurance company. We will evaluate your loss and determine the value of the damages, with expert supporting documentation, then fight for what is rightfully due to you per the policy conditions.
Repair vs Replace. If you’ve dealt with a storm related insurance claim then you’ve most likely had to deal with this battle. You say replace and the insurance company wants to repair. Do you want to be the property owner on your street that has a large section of shingles or siding that doesn’t match because your insurance company made you think you had to accept this? Did you know that in the wonderful state of Florida, that we all proudly call home, there are state laws that could block your insurance company from bullying you to accept this “repair” which ultimately lowers the curb appeal and value of your home? As very experienced licensed adjusters, we know these Florida state statutes that protect you and your property.
